LA MANGA CLUB, SURVIVING SPAIN, MONEY, LEGAL AND FINANCIAL MATTERS

Agriculture drives Murcia to top of Spain's minimum wage leagueOnly the Canary Islands saw a bigger increase as Spain's farming heartland feels the impact of recent wage reforms The Region of Murcia has quietly become Spain's second biggest minimum wage success story. Thanks largely to its massive agricultural.. 06/10/2025

Stay on top of regulated charging times in Spain with the Tarifa Hora Android AppThis innovative mobile app helps Spanish households navigate changing electricity time bands to reduce monthly bills Managing electricity costs in Spain can feel complicated, especially with the changing regulated charging times. These time bands.. 10/09/2025

Confuzo.com: Making savings on electricty, gas and insurance in Spain simple for expatsHelping residents in Spain compare electricity, gas, insurance and more with ease Many residents in Spain often find themselves overwhelmed by the sheer number of options when it comes to utilities and insurance. Understanding electricity charging times..

Why every expat in Spain should fix their funeral costs todaySecure your funeral for just €500 with Compare Funerals and get free will advice with every plan Planning ahead for a funeral may not be something most of us want to think about, but it can make a huge difference to both cost and peace of mind.. 01/09/2025

Non-EU property owners in Spain can now deduct rental expenses and receive tax rebatesSpain’s National Court has ruled that preventing non-EU property owners from deducting rental expenses violates EU law, a decision which allows non-EU investors to claim substantial tax refunds and reduce future liabilities Until recently, non-EU..

Buying a house in Murcia just got cheaper: Lower taxes on property transfers and wealth tax from 2025Regional government reductions in the property transfer tax and wealth tax aim to attract investment in real estate As of July 25, 2025, the Region of Murcia government has implemented significant tax reductions affecting real estate transactions.. 30/07/2025

New IRPF deductions for residents in Murcia from 2025The new changes aim to promote health, sustainability and support for families and vulnerable groups A series of new deductions for Personal Income Tax, known in Spanish as the ‘Impuesto sobre la Renta de las Personas Físicas’ .. 30/07/2025

Is it true that solar panels produce less energy in summer?It might seem counter-intuitive, but heat and other factors can actually affect solar panel performance in the warmer months Have you ever noticed or been told that solar panels can produce less energy during summer? At first glance, this sounds counter.. 16/07/2025

What are the pros and cons of voting to ban tourist rentals in my community?Communities across Spain are holding EGMs to decide whether or not to continue allowing tourist rentals in their buildings, resorts and urbanisations, which has left many people wondering: “What way should I vote?”     Skip..

Pre-paid vs insurance funeral plans: Which is best for expats in Spain?A practical comparison for those living abroad and planning ahead for end-of-life arrangements Moving to Spain offers many rewards, from warmer weather and relaxed living to lower costs and better healthcare. But for many expats, planning for end-.. 07/07/2025

Power of attorney: Because you never know when you might need someoneWhether you are buying a property, have health concerns or are simply making provisions for the future, a power of attorney could save you a great deal of time, money and aggravation It is hard to understate how useful it can be to grant a power.. 03/07/2025

Tourist licences in Spain: Regional rules, 2025 changes and how to stay compliantHeniam offers expert legal guidance to help property owners in Spain navigate the new tourist licence rules and avoid costly mistakes Year after year, Spain tops the chart as one of the most sought-after destinations for tourists, meaning that short.. 10/06/2025

Self-employment in Spain: How to get the right visa with Heniam & AssociatesA practical guide to working legally as a freelancer or business owner in Spain   Spain is an attractive destination for those looking to enjoy a high quality of life while working for themselves. But if you’re a non-EU citizen, you&rsquo.. 10/04/2025

Solve your UK legal matters easily with CP Law AssociatesHelping clients from Spain and the UK with expert legal services If you are living in Spain but need to manage legal matters in the United Kingdom, CP Law Associates is the place to go for help. With offices in Braintree (Essex) and Guildford (Surrey)..

Digital certificate in Spain: What it is used for, why you need it and how to get oneLearn more about Spanish digital certificates for completing official residency, tax and government forms online You may have heard of a ‘digital certificate’ or ‘certificado digital’ in Spain, and perhaps even been asked to present..

Start the New Year with peace of mind: Arrange your will with HeniamTo arrange a will this new yeat, contact the experts at Heniam & Associates If your New Year’s resolution is to get your affairs in order, there’s no better place to start than arranging your will. Heniam & Associates, a trusted.. 27/12/2024

Community of owners in Spain: The job and function of the president of the community of neighboursThis article details the roles of the president, and the means by which one becomes the head of the community of neighbours   The job of the president of the Community of Owners, or ‘Comunidad de Propietarios’, is an.. 02/12/2024

Get your house in order before the end of the year: Create a Spanish will with HeniamWhy wait for New Year’s resolutions? Secure your legacy in Spain today with a legally binding will As the year draws to a close, many of us are thinking about our New Year's resolutions and how we can improve our lives in 2025. But have.. 11/11/2024

How to obtain a Spanish NIE numberThis identity number for foreigners living in Spain is needed for all legal and official procedures Negotiating the bureaucratic system in Spain can be a bit of a minefield for new arrivals, but expats will have to secure certain documentation in order..

Save big on your electricity bills with Spanish EnergySeamlessly switch your energy provider for lower bills anywhere in Spain Are you tired of skyrocketing electricity bills? You're not alone. Many residents in Spain are overpaying for their electricity simply because they haven't explored alternative.. 19/07/2024